Terms and Conditions

Last Updated: June 2025

Welcome to FlaxiPay. By accessing our website and using our loan services, you agree to be bound by the following terms and conditions. Please read them carefully before proceeding.

1. Eligibility

• Be an Indian citizen.
• Be at least 18 years of age.
• Provide valid documents (Aadhaar card, PAN card, and proof of address).

2. Loan Approval

• Verification of submitted documents.
• Creditworthiness and background check.
• Availability of funds.

3. Interest Rate

• A flat interest rate of 3% per annum is applied.
• Loan amount ranges from ₹10,000 to ₹1 crore depending on eligibility.

4. Repayment

• The borrower agrees to repay the loan within the agreed period.
• Late payments may result in penalties or legal action.

5. Usage of Funds

• Loans must be used only for the specified purpose (business, personal, home, marriage, or vehicle).

6. Privacy Policy

We are committed to protecting your personal information. All data collected will be handled according to our Privacy Policy.

7. Limitation of Liability

FlaxiPay is not liable for any indirect, incidental, or consequential damages resulting from the use of our services.

8. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the website means acceptance of the updated terms.